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About Us

UCB is a Central Illinois Community Bank and leading mortgage lender serving customers in 32 Communities across Central Illinois and Palmyra, Missouri.

United Community Bank believes in local decision making, delegated authority and giving back to the communities we serve. We have maintained a hometown community banking philosophy since 1973. UCB is employee owned & managed, allowing us to make smart decisions that provide the best possible services and products for our customers.

Since 1973, United Community Bank (UCB) has been dedicated to serving our customers and communities by delivering the very best financial solutions and community bank service. As the Leader of Community Banking, UCB serves the financial needs of individuals, families, and businesses of all sizes throughout central Illinois. Together with our affiliates, we have more than 100 bank and ATM locations to serve you.

Repeatedly recognized as the "Best Bank" by readers of the State Journal- Register and the Illinois Times, UCB is committed to providing superior service, value, convenience, and technology. In addition, we are Downstate's Leading Lender and Mortgage Servicer, helping finance home ownership in more than 95 counties in Illinois

Headquartered in Chatham, Illinois, UCB does not answer to any out-of-state management or shareholder group. We are locally owned & managed, allowing us to make smart decisions that provide the best possible products and services for our customers. This local-management philosophy extends to each of the communities we serve. Our bank and branch managers are empowered to make local decisions that best support the communities where they live and work. UCB has maintained this hometown community banking philosophy since 1973 and takes pride in offering the personal attention our customers deserve along with the best-in-class banking products they expect.


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